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July 7, 2004     Sentinel Tribune
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SENTINEL TBUNE Comrnuni Wednesday, July 7, 2004 Pa MIRROR OF BYGONE DAYS TEN YEARS AGO July 6, 1994 A large number of people were on hand when Mayor Greg Hansen cut the ribbon on Highway 14, Thursday making the highway the offi- cial Laura Ingalls Wilder Historic Highway. Lorraine Swanson will no longer be the familiar face behind the counter at Griffiths Grocery Store. After 17-1/2 years, Lorraine is retiring, but will be volun- teering at the Museum to keep up with activities in the community. Navy Petty Officer 1st Class Henry Filter, Tracy, recently reenlisted for 4 years. He is serving aboard the mine countermeasures ship USS Guardian. TWENTY YEARS AGO July 5, 1984 Mrs. A1 Nelson, Mrs. Mark Koblegard and Mrs. Mike Van DeWiele are opening a new business in Walnut Grove. The Sweat Shop, an exercise-health spa, will be ready to open in September. Jaycee members were hard at work Tuesday night scraping and painting the band shell in the city park. Lisa Lax, Brown County was recently crowned American Dairy Association of MN Region VIII Dairy Princess in Windom. She will represent her region at the Princess Kay of the Milky Way Pageant in St. Paul in August. THIRTY YEARS AGO July 4, 1974 A charter bus carrying thirty people from Burr Oak, IA visited the Laura Ingalls Wilder site here last week. The group represented the Laura Ingalls Wilder Park, Inc., which has purchased the hotel at Burr Oak which was managed by Charles Ingalls. Cindy Alcorn, Walnut Grove will be one of about 2500 delegates from across the nation to attend the National Convention of the FHA in Chicago. Cost Share available to install soil erosion conservation practices By Marcia Heiling Redwood SWCD Many Redwood County landowners are seeing the effects of excessive rainfall in May and early June. The washing away of valuable topsoil has occurred in many fields and now is a good time to address these problem erosion areas. Cost share programs are availabie to install grassed waterways, water and sedi- ment control basins, and ter- races to solve these erosion problems. Installing these measures can help stop the loss of valuable topsoil dur- ing heavy rains. Gully erosion is a form of erosion that is easy to see. Gullies form when rapidly flowing water is concentrat- ed over an area of unprotect- ed Soil. The runoff water accumulates into channels. Rapidly moving water caus- es channels to grow deeper and wider. How steep the. ground, the lack of vegeta- tive cover, a large volume of water flowing over an area and the type of tillage used Received Care Package Sorry this has taken so long to write have been quite busy since the St. Patrick's Day riot. I wanted to express my appreciation for the care package. We were able to give some of the personal hygiene items to the displaced Serbians after the riots. We were also able to give some of the candy to the children of Kosovo. Pictured is the squad that the care package went to. From left: SPC Welle, SFC Johnson, SPC Sik, SGT Schumacher, SPC westling, SGT Colgan and SPC Kedelbach. Again, we appreci- ate YOUr support..Submitted photo. _ ............................. A large wind storm ripped Beware of through the area early Live Tuesday morning, leaving broken branches, but very Checks little rain. A large tree at the kenLUkeoff.Satter_ home was bro- D 009"ear=n - Conditions By the Office of MN Attorney General Mike Hatch Many companies offer potential customers incen- tives to encourage the pur- chase of goods and services. Recently, companies have begun to use check payments in connection with some marketing campaigns. Typically, a consumer receives a mailing that includes a live check. The fine print on the back of the checks may contain language indicating that by endorsing the check, the consumer agrees to certain terms. Such terms may include member- ship in a club, subscription to a service, or purchase of a product. A consumer may receive a live check and cash it, believing that it represents payment for a service ren- dered. Some unscrupulous marketers use checks that resemble refunds or rebates. A consumer may cash such a check, unaware that he or she is agreeing to be billed monthly for an unwanted and costly service, such as Internet access or member- ship in a web directory. Businesses and organiza- tions may be particularly susceptible to cashing live checks" without fully under- standing the nature of the solicitation, since they fre- quently receive checks for payment. Some consumers have complained that they cashed these checks without realiz- ing that by doing so, they were charged for products or services. In some cases, such checks may bear conditions that are disclosed in small font or placed in locations on are all factors which can lead to gully formation. Other types of erosion are sheet and rill. Rill ero- sion occurs on slopes where runoff water accumulates into small channels. It can be seen as many small chan- nels a few inches deep and occurs on slopes that have little protective cover. Sheet erosion is the gradual wear- ing away of a thin, uniform layer of soil. Although gully erosion is the most dramatic form of soil erosion, sheet and rill are a greater concern because of the continual loss of topsoil. The recent rain- falls have left reminders of how vulnerable our soils are to eroding. Landowners who are noticing problem areas due to water erosion in fields are encouraged to contact the Soil and Water Conservation District/Natural Resources Conservation Service office to learn more about possible solutions. Please call 507- 637-2427, Ext. 3, or stop by the office at 1241 East Bridge Street in Redwood Falls. NOTICE TO SUBSCRIBERS Dear subscriber; please check the due date on your address label of your paper. In order to avoid a lapse in your subscription, please remit your renewal two weeks prior to the expiration date. Congratulations Marie Dallenbach! It's her 45th Anniversary at Integrity Bank. Come join us for refreshments on FRIDA Y, JULY 9 from 9 to 3 and help Marie celebrate 45 years of service in Walnut Grove. INTEGRI 631 Main Stri Walnut Grove, MN. 56180 507-859-2151 Member FDIC mm LENDER the check that make the information difficult to access. For instance, a live check may include an aster- isk near the amount, indicat- ing that the recipient may read the rear side of the check for more information. The back of the check may then include a disclosure indicating that endorsing the check obligates the consumer to a certain purchase. Protect Your Interests. The MN Attorney General's Office warns con- sumers to closely scrutinize any payments or checks that they receive to avoid acci- dently signing up for an unwanted program, product, or service. Consumers are further cautioned to closely monitor their accounts to catch any suspicious with- drawals or charges on their banking or credit accounts. A company may obtain a con- sumer's checking account information once the live check is deposited into an account. Once the marketing company has obtained the account information, it may use the information to process electronic with: drawals from the account. What to Do if You are Billed for Unwanted Services. Consumers who are billed electronically for unwanted services should contact their financial insti- tution immediately. Consumers are encouraged to dispute unwanted charges by filing a written Affidavit of Unauthorized Charges with their financial institu- tion. Based upon the investi- gation of the financial insti- tution, it may agree to reverse the charges, clearing the consumer's account on the unauthorized debit. Financial institutions are typically regulated at the" national or state level, depending upon the institu- tion's charter. The Office of the Comptroller of the Currency (OCC) is the feder- al agency with the authority to regulate nationally-char- tered banks. The MN Dept. of Commerce is the state agency with the authority to regulate state-chartered banks in Minnesota. Accordingly, consumers who have concerns about the con- duct of a given financial institution may wish to file a complaint with the appropri- ate regulatory agenc): Consumers may contact the OCC and the MN Dept. of Commerce as follows: Office of the Comptroller of Currency, Customer Assistance Group, 1301 McKinley, Suite 3710. Houston, TX 77010, Toll Free: 1-800-613-6743. Dept. of Commerce, Market Assurance Division. 85 East Seventh Place, Suite 500, St. Paul, MN 55101, 651-296-2488 or Toll Free: 1- 800-657-3602. Consumers may also report unauthorized charges to the Federal Trade Commission, which may be contacted as follows: Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue, Nr Washington, D.C. 20580, Toll Free: 1-877-382-4357. Beware of Live (heck Loan Solicitations. Some financial institutions use live checks in loan solicitations. A consumer may receive a check (in some cases for thousands of dollars), bear- ing conditions. By endorsing the check, the seller will claim that the consumer has agreed to a loan from the company. Unfortunately, consumers entering into such loans often do not dis- cover that the loan bears high interest rates, fees," or other adverse terms and con- ditions until they have already agreed to enter into the loan with the financial institutions. AlthoUgh finan- cial institutions are required by law to make certain dis- closures in the solicitation, such as identifying that the payment is a loan, the infor- mation may be disclosed in small font or placed in loca- tions on the solicitation that Cou View Cli Update Fund raising is a challenging endeavor, cially when time is of essence. Prairie Grass, developer, has been working at the View site. The clinic added to this Housing complex. So donation received for Clinic is a stepping toward our goal of to $100.000. As of July 1. we raised 836.425. It is a exciting time when the pie of the communit importance of a new facility and step up port it. The fund continue in order that goal is reached. It has a great start and we nearly at the half v,.s Rural health is lenging, but when communities work to provide health care t residents, it is what can Specialists from larger ropolitan areas are working in rural areaS scheduled days. A new updated clinic for Walnut Grove allow the community to vide service to the needs of those in the munity and area. Donations can dropped off at the Grove Integrity Bank or at the City Clerk or office. make the information cult to access. For more -about consumer issues, tact the Office of Attorney General Hatch as follows: Office of MN General Mike Hatch, NCL Tower. 445 Street, St. Paul, MN 55 651-296-3353 or 3787, TTY: 1-800-366-48 www.ag.state.mn.us PEOPLE WHO NEWSPAPERS ARE It all starts with BASEMENT WAL [I00JCRACKED OR BOrn BASEMEEN! Wall Anchor Systems A.MEII ICA=N Footing Repair Waterproofing Systems Designed For Your wJrJroJo Specific Needs * IlflffUl* FlEE ESllUeB ummgl UFETlUE WJUlmUI11 1-1100-796-1204 wv.american-waten)rks.com 24 HOUR CARE IN A HOME SETTING For more information, contact Dolly Hewitt at 212-0073 or 828-5694 We encourage our residents to maintain an active lifestyle and participate as they choose in recreational events and ongoing functional activities. At Springside, you will receive 24-hour supervision and assistance with bathing, dressing, ambulation, toileting and eating. We also supervise or administer medications as ordered by your physician. Three nutritious meals plus snacks are served daily, wtlich residents may help to prepare if they wish. Laundry and housekeeping services are also available. We offer transportation to our residents for medical or other appointments. AU of this offered in a home setting where you are part of a family of five. 111725 600 Spring St., Tracy, MN Call 212-0073