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Sentinel Tribune
Westbrook, Minnesota
September 4, 2013     Sentinel Tribune
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September 4, 2013

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SENTINEL TRIBUNE Wednesday, September 4, 2013 Page 3 ='--= From page 1 US nue Bruce said he has seen quite a growing gap of Ag knowledge between the rural and urban areas. He wonders if farmers are doing enough to tell the real story of agri- culture. He noted that there is a lot of misinformation about farming that gets publicized by the urban media -- the connection between rural and urban is getting much further apart. The Bakers received their designation as a Century Farm through Redwood County. The Century Farm designation for the award is made by the Minnesota State Agricultural Society and the Minnesota Farm Bureau. Bruce and Nancy hope when the time comes their boys will want to keep the continuity of the Baker fami- ly farm going into the future. Baker said, "being born and raised on the farm I always figured I would even- tually be on the family farm. I am happy that at least one or all of our boys will eventu- The silo on the original home place still stands on the property where Country View Senior Living apartments is located on the south edge of Walnut Grove. ally come back to farm." The Bakers said their genealogy has lead them as direct descendants back to the Mayflower. Nancy is current- ly doing research and hopes to someday go farther into the family origins of the Baker name. O CLASSIFIED ADS SMALL PRICE BIG RESULTS O ~T~ | I)' T , $1,000 SIGN ON BONUS Midnite Express wants experienced OTR drivers k owner operators with Class A CDL. Lease purchase plan available. Call 800/726-8639. Apply online OTR DRIVERS NEEDED above avg. Mileage pay. Avg. 2,500- 3,500 milesJwk. 100% no touch. Full benefits w/401K. 12 months CDL/A experience. 888/545-9351 ext 13 www'doublejtransprt'cm DRIVERS/OWNER OPERATORS wanted. Contact 540/280-0194. In- dustry leading rates, 90% of line haul rate. 100% of fuel surcharge. Your ad here[ One phone call & only $249 to reach a statewide audience of 3 million readers!!! 1-800.279-2979 CASH FOR CARS: CANADA DRUG CENTER Allcars/trucks wanted. Running or not! Top is your choice for safe and affordable med- dollar paid. We come to you! Any make/ ications. Our licensed Canadian mail order model. Call forinstantoffer: 800/871-9145 pharmacy will provide you with savings of I[_,]ll[o]h[o]'tlll:lllIo]~[_,lll[O]~l up to 75% on all your medication needs. Call today 800/259-1096 for $10.00 off HOW TO GET your first prescription and free shipping. the highest cash offer for your car. Get paid same day cash. Any year or condition. Free MEDICAL ALERT pick-up & tow. Toll free 866/535-2863 for Seniors - 24/7 monitoring. Free equipment. Free shipping. Nation- wide service. $29.95/month. Call DISH TV RETAILER Starting at $19.99/month (for 12 mos.) & High Speed Internet start- ing at $14.95/month (where avail- able.) Save! Ask About same day In- stallation! Call now! 800/297-8706 DONATE YOUR CAR Truck or Boat to Heritage for the Blind. Free 3 day vacation, tax deductible, free towing, all paperwork taken care of 800/439-1735 Medical Guardian today 888/918-3581 GUARANTEED INCOME for your retirement. Avoid market risk & get guaranteed income in retire- ment! Call for free copy of our safe money guide plus annuity quotes from A-rated companies! 800/631-4558 ~3fN3LY $249 to reach a statewide audienceI million readers!!! !-m-279-29791 Hoyt Oil & Convenience Bubai Grocery Thrifty White Drug, Maynards Grocery, ExpressWay Shady Drive Inn umer$ 'Northwestern Financial' latest fraudulent firm to pop up on radar Predatory and illegal advance fee loans continue to victimize consumers across the country, leaving those on shaky financial footing in worse shape than ever. These offers, which are often found online, target consum- ers and companies who are struggling with debt and poor credit. The Better Business Bureau of Minnesota and North Dakota (BBB) reminds people that anytime you're told you have to pay money upfront to receive a loan, it's a good time to hit the brakes. Experience has shown that individuals who pay these upfront fees never receive their loans. Each year, anywhere between six to a dozen bogus advance fee loan websites pop up claiming address- es in Minnesota or North Dakota. The latest fraudulent entity to pop up on radar is Northwestern Financial, which purports to be located in downtown Minneapolis and has been given an "F" rating. The BBB has received three complaints against the company, all alleging the company sought advance fees in exchange for a prom- ised loan. "These 'offers' are among the cruelest out there," said Dana Badgerow, president and CEO of the BBB of Minnesota and North Dakota. "They give the appearance of being lifeboats, but are actu- ally anchors and they pull a lot of people who are just barely keeping their heads above water down with them." Based on information the BBB has gathered, it appears many people who are vic- timized by advance fee loan offers draw the attention of scammers by first looking into payday loans online. Consumers submit detailed personal information on var- ious payday loan websites and then either choose to think about it further before seeking a loan or ultimately decide against it. What hap- pens in some cases is that the information they submit- ted is sold to other compa- nies which then reach out to these individuals via phone or email saying they are eli- gible for a loan - regardless of their credit history. After filling out all the necessary paperwork, people are then asked to pay upfront fees ranging from a few hun- dred to a few thousand dol- lars. The fee is either paid by wire transfer, often to loca- tions in Canada, or debited directly out of the consum- er's checking account. Green Dot MoneyPaks may also be used. Generally, once the requested fees are paid the companies making the offers cease contact or change their phone number, leaving con- sumers without a loan or the funds they sent away. Legitimate lenders can and do charge application, appraisal, or credit report fees. The difference between them and fraudulent advance fee loan operations is that they disclose their fees clear- ly and prominently; they take their fees from the amount you borrow (meaning you pay nothing out of pocket); and the fees usually are paid to the lender or broker after the loan is approved. To avoid advance fee loan seams, the BBB provides the following tips: *If you're asked to pay a fee upfront or wire funds to receive your loan, the offer is not legitimate. According to the Federal Trade Commission, it's illegal for companies doing business by phone in the U.S. to promise you a loan and ask you to pay for it before they deliver. *Check the company's Business Review with the Better Business Bureau at *Be careful about how much information you pro- vide online and watch out for lenders who say they won't check your credit history but request sensitive personal information. They might use that information to steal your identity. *Beware of lenders not interested in your credit his- tory and/or advertisements that downplay bad credit or guarantee a loan. *Remember, the Intemet is full of bogus offers. If any offer you find sounds too good to be true, it's a great idea to steer clear of it. The mission of the Better Business Bureau is to be the leader in building market- place trust by promoting, through self-regulation, the highest standards of business ethics and conduct, and to instill confidence in respon- sible businesses through programs of education and action that inform, assist and protect the general public. We are open 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at or 651-699-1111, toll-free at 1-800-646-6222. i l !ii iiiiill ii ! (ii !ii:iiiiiii i/i: ~il ~ i~~!~ ~ t.n"g PARTY At lmmaculate Heart of Mary We strive to be the best place in town to have a drink, play pool or darts and meet friends, old and new. With an immense cocktail list; outstanding munchies and a fun, casual atmosphere, it's a scene away from the usual bar scene. After all, it's not just another bar, it's a classic neighborhood hangout. ON/OFF SALE Sunday, September 8 Serving from 11:00 a.m. - 1:00 p.m. Menu includes turkey & dressing, mashed potatoes & gravy, vegetable, salad and pie ~ Crafts & CountryStore ~ Adults - $8.00 Grades K - 6 $5.00 Preschool- 51.00 Takeout orders available at 50 extra 628-4645 Jeffers, MN Westbrook, MN Serving delicious home-cooked ;mess i , i i~ ii Monday- Friday Monday - Friday