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Westbrook, Minnesota
October 19, 2016     Sentinel Tribune
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October 19, 2016

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SENTINEL TRIBUNE Wednesday, October 19, 2016 Page 10 Tips for Colleg Students to Dodge ID Theft and Fraud Two New Schemes Target Campuses, Former Students Campuses nationwide are bustling again, as students have returned to begin - or resume - their collegiate studies. Though many col- lege students are too busy to worry about fraud, they are among the most vulnerable to identity theft. Better Business Bureau of Minnesota and North Dakota (BBB) offers simple steps students can take to protect themselves from identity theft on campus, and warns of two new schemes targeting students and former students. Studies have shown that college students are among the most-targeted group for identity theft and also the least likely to detect identity fraud themselves. The 2015 Identity Fraud Study by Javelin Strategy and Research revealed that 22 percent of college students were notified that they were a victim of identity fraud either by a debt collector or when they were denied credit, three times higher than average fraud victims. BBB recommends that col- lege students take the follow- ing steps to keep their identi- ty secure on campus: *Have sensitive mail sent to a permanent address such as your parents' home or a PO Box. School mailboxes are not always secure and can often be easily accessed in a dorm or shared apartment. *Store important docu- ments under lock and key, such as a filing cabinet or personal safe. This includes your Social Security card, passport and bank and credit card statements. Shred paper documents that have sensitive financial information rather than just tossing them into the garbage. Also, be sure to shred unwanted credit card offers. *Never loan your credit or debit card to anyone, even if they're your roommate or a close friend. And just say no if a friend asks you to co-sign for a loan or fmancing for goods like a TV or new com- puter. *Make sure your computer has up-to-date antivirus and anti-spyware software. Always install any updates and patches to your comput- er's operating system or browser software which help keep your computer safe from online identity thieves. *Check your credit or debit card statements closely for any suspicious activity. Report any suspicious activi- ty immediately. *When shopping on unfa- miliar websites, always research the company for free at . *Check your credit report at least once a year with all three reporting bureaus for any suspicious activity or inaccuracies. You can do this for free by visiting annualcre- New Seams Targeting Students In addition to these tips, BBB also wants to make col- lege students aware of two newer schemes targeting them. One involves calls peo- ple are receiving claiming unpaid taxes are owed on col- lege tuition. In some cases, the callers have detailed information on potential vic- tims. BBB reminds students - former and Current - that tuition fees are not taxed by the government. BBB of Minnesota and North Dakota also recently received a report from a for- mer student who received a phone call from someone claiming to be with the gov- ernment. The caller recited detailed personal information they had gathered through unknown means, asking the recipient to confirm the infor- mation - including the former student's home address, county, and the university they had attended. After con- firming that all of the infor- mation was correct, the scam artist claimed a "one-time student fee of $1,600 was owed." However, such fees are non-existent. Current and former stu- dents who receive such calls are encouraged to end the conversation as quickly as possible and not confirm or deny any information callers might have gathered, regard- less of its accuracy. Fraudulent calls can be reported at and through BBB Seam Tracker. 1cultural Trenching Grain Bins Sell, or in the Classified ads - Tribune Ph. 274-6136 or 800-410-1859 I ILoae, ooo Morons, INCi I Mary L. Osland, Westbrook, MN | Phone' (507)831-0227 " 7 7 1 I I I I '.. I tm qwo to,',ce ef! [ ATr. ORNEY AT LAW Daniel.A. Birkholz Family Law. Criminal Defense Real Estate i | CallMoa~.;ll;.~9SsoU~rhoff Wills, tsandProbate. Estate planning l| Wednesdaya~:A~p~tk, MN ~!~1~1~ ~l ~!'' or call the Windom office, 507-83]-55758 Westbrook 507-274-6501 St. James 507-375-3374 251945 Ron's Electric, Inc. Serving the area for over 35 years! 507-274-5650 I Westbrook FARM BUREAU AGENT 222 10th Street Windom, MN 56101 O~ BlueCross BlueShield FARM BUREAU FINANCIAL SERVICES Since 1939 See us for all your electrical and appliance needsl Authorized Dish Network Dealer. Walnut Grove, MN d'sh $07-859-2114 ~.~.~ FISHER PRIMARY EYE CARE CLINIC ] Hours: Dr. M.R. Fisher 507-831-3478 ~ ~ ~ ~ i Mort. thru Fri. 9 a.m. to 5 p.m. 230 Tenth St., Windom, M N 56101 ~~~~|i * Visual analysis, diagnosis & therapy * Age-related macular degeneration - ~~~1~~ J *Cataracts-pre-op&post-opcarediagnosis&treatment ~[k~{//~ I~'~- ~[~l~ * Glaucoma - diagnosis & treefment * Foreign body removal ~ _ '~'~,~ ~ ~i~ ~1[ *Eyelid Problems-diagnosis&referral * Treatment of ocular pathology I m [ .[ *RelracUveiasersurge~y-referrala *Contactlenees&giaseesavaiiabie, if l il ~ F ~ HI post-op care needed ~ i I__serving Windom & surrounding communi'des for 43 years "1 Serving Windom & surrounding communities for 43 years! Financing Now Available Ted Enstad- Owner Walnut Grove, MN 507-626-4346 email: web: tandchvac'cm Bacon - Ham - Sausage Retail Meats: fresh & frozen Custom Slaughtering- Sides & Quarters Deer Processing Available 536 1st Ave., Westbrook Tim Wester, owner 507-274-5900 164917 PAT LOWTHER LAW TAKE CARE OF YOUR FUTURE 630 First Avenue Westbrook, MN 507-794-5291 I stbrook ,,,.~ t